你在考慮自己創(chuàng)業(yè)嗎？當(dāng)然，你是！

你在生活中會(huì)有很多直覺。盡管如此，任何關(guān)于潛在商業(yè)概念的想法都需要細(xì)致周到的評(píng)估過(guò)程以及研究和規(guī)劃。

你的產(chǎn)品或服務(wù)會(huì)暢銷嗎？市場(chǎng)有多大？你知道你的客戶會(huì)對(duì)此做出什么反應(yīng)嗎？你知道他們會(huì)不會(huì)選擇你而不是你的競(jìng)爭(zhēng)對(duì)手嗎？繼續(xù)閱讀，我們會(huì)給你一些關(guān)于如何創(chuàng)業(yè)的有價(jià)值的建議。

我的商業(yè)想法行得通嗎？

我們相信你對(duì)自己的企業(yè)有很好的想法，但是光有好的想法是不夠的。無(wú)論你是想出了一個(gè)有利可圖的產(chǎn)品，還是發(fā)現(xiàn)了一個(gè)只有你能填補(bǔ)的市場(chǎng)空白，你都需要一個(gè)計(jì)劃和足夠的商業(yè)頭腦來(lái)堅(jiān)持到底。

在這一階段，你做你的研究，并找出你正面臨著什么?？紤]你的定價(jià)、營(yíng)銷、成本基礎(chǔ)和管理費(fèi)用。你還需要確定你對(duì)未來(lái)是否有正確的態(tài)度和心態(tài)——成功是一條充滿壓力的道路。

即使你具備了經(jīng)商所需的所有特質(zhì)，也要記住，你還需要精力、耐力和承諾來(lái)創(chuàng)建一個(gè)有利可圖的企業(yè)。

在你想出商業(yè)點(diǎn)子之前，你可以使用一個(gè)叫做"谷歌趨勢(shì)"的工具。你可以輸入任何關(guān)鍵詞，并查看該詞或短語(yǔ)的流行程度。這是一個(gè)很好的方式來(lái)了解人們?cè)谒阉魇裁?，以及未?lái)可能會(huì)出現(xiàn)什么樣的新業(yè)務(wù)。

成功企業(yè)的共同特征是什么？

如果你希望成功，那么你的成功將來(lái)自于動(dòng)力、技能、激情和決心的結(jié)合。40%的企業(yè)在5年內(nèi)失敗，通常是因?yàn)槿鄙龠@些領(lǐng)域中的一個(gè)。

一個(gè)有用的方法是檢查刻苦用功的人分析，這是確定你的錦囊妙計(jì)的經(jīng)典方法。

力量

為什么你的產(chǎn)品或服務(wù)會(huì)比其他人賣得好？你的成本有競(jìng)爭(zhēng)力嗎？你的產(chǎn)品會(huì)更好嗎？就你的推銷技巧而言，你的營(yíng)銷技巧完美嗎？

弱點(diǎn)

什么會(huì)阻礙你的企業(yè)實(shí)現(xiàn)目標(biāo)？你認(rèn)為那些與你共享垂直市場(chǎng)的企業(yè)在哪些方面可以做得比你更好？你越清楚自己的弱點(diǎn)，就越有機(jī)會(huì)彌補(bǔ)它們。

機(jī)會(huì)

市場(chǎng)變化是否足以讓你的機(jī)會(huì)變得明顯？法規(guī)改變了嗎？你們這些人有你認(rèn)為可以幫助解決的棘手問(wèn)題嗎？刻苦用功的人過(guò)程的這一部分更好地理解了你的潛在業(yè)務(wù)將進(jìn)入的外部Peloton境。

成功的威脅

除了機(jī)遇，精明的商人還會(huì)考慮潛在的威脅。無(wú)論你做了多少規(guī)劃，由于不斷變化的世界格局，任何企業(yè)的運(yùn)營(yíng)都有一定的不確定性。在這里，我們將考慮這些變化可能是什么，以及它們會(huì)如何影響您的業(yè)務(wù)。

你必須記住的是，SWOT分析有相互關(guān)聯(lián)的部分。優(yōu)勢(shì)創(chuàng)造機(jī)會(huì)，劣勢(shì)可以被克服，所以這將中和你的威脅。行動(dòng)計(jì)劃也是一個(gè)值得保存的好筆記和養(yǎng)成的好習(xí)慣。這將勾勒出一個(gè)清晰的前進(jìn)步驟，讓你更直觀地想象你的項(xiàng)目和目標(biāo)。

創(chuàng)建您的企業(yè)

正如沒有人會(huì)在沒有挖好地基或畫出藍(lán)圖的情況下建造一棟大樓一樣，沒有人會(huì)在沒有商業(yè)計(jì)劃的情況下匆忙創(chuàng)建他們夢(mèng)想中的企業(yè)。

如何創(chuàng)建商業(yè)計(jì)劃

你的商業(yè)計(jì)劃不一定要類似于"戰(zhàn)爭(zhēng)和平",但它必須清晰、合理、專業(yè)、精確。不需要給任何人看，但是要知道前前后后。以應(yīng)有的細(xì)心和專業(yè)精神創(chuàng)建一份商業(yè)計(jì)劃，它會(huì)給你很好的回報(bào)。

當(dāng)你正確地做到了這一點(diǎn)，商業(yè)計(jì)劃將為你實(shí)現(xiàn)商業(yè)目標(biāo)提供廣闊的空間。你的商業(yè)計(jì)劃當(dāng)然應(yīng)該包括以下內(nèi)容：

總結(jié)你想要達(dá)到的目標(biāo)你的市場(chǎng)分析反映了你的業(yè)務(wù)和管理結(jié)構(gòu)銷售和營(yíng)銷策略資金和成本需求五年后的財(cái)務(wù)預(yù)測(cè)是什么附錄文檔

我們可以從這一點(diǎn)來(lái)看，這也不是一次性的，只是在完成后歸檔。最優(yōu)秀的商業(yè)計(jì)劃是那些表現(xiàn)得像活文件的計(jì)劃，你可以用它來(lái)監(jiān)控進(jìn)展，并隨著你的業(yè)務(wù)的形成而調(diào)整。

尋找商業(yè)導(dǎo)師

字體誰(shuí)是有史以來(lái)最偉大的導(dǎo)師？沒錯(cuò)，歐比旺克諾比。他是盧克天行者無(wú)窮無(wú)盡的信息來(lái)源，是他經(jīng)驗(yàn)豐富的專家，也是他的附庸，鼓勵(lì)他在最需要的時(shí)候"使用原力"。你將需要一位能力相當(dāng)?shù)膶?dǎo)師。

對(duì)許多人來(lái)說(shuō)，導(dǎo)師可能就像你的聯(lián)系人名單或電子郵件網(wǎng)絡(luò)一樣離你很近。許多成功人士不會(huì)忘記他們?nèi)〉矛F(xiàn)在的成就所付出的努力，并且可能會(huì)為了你更大的利益與你分享他們的經(jīng)驗(yàn)。同樣值得指出的是，合適的導(dǎo)師不一定是你所在的特定行業(yè)——盡管這是我們都希望的理想狀態(tài)。

這里有幾個(gè)方法可以讓你找到你和你的企業(yè)應(yīng)該得到的歐比萬(wàn)克諾比導(dǎo)師，假設(shè)你自己很難通過(guò)傳統(tǒng)渠道和你的關(guān)系網(wǎng)找到一個(gè)。

商業(yè)顧問(wèn)組織

導(dǎo)師我：商業(yè)金融特別工作組運(yùn)營(yíng)著這個(gè)隱藏的寶石，該網(wǎng)站旨在作為一個(gè)門戶網(wǎng)站，將你所在地區(qū)的初創(chuàng)企業(yè)與導(dǎo)師聯(lián)系起來(lái)。這是一個(gè)神奇的資源，擁有超過(guò)27,000個(gè)列表，這些列表來(lái)自那些愿意在兩年內(nèi)每月花一個(gè)小時(shí)的人。

企業(yè)和企業(yè)家協(xié)會(huì)——IOEE是一個(gè)專門為企業(yè)家提供支持的學(xué)習(xí)機(jī)構(gòu)。他們的會(huì)員身份讓他們可以獲得在線指導(dǎo)。

規(guī)劃登記

現(xiàn)在你的計(jì)劃階段已經(jīng)完成，你的商業(yè)計(jì)劃也在不斷地積極發(fā)展，下一步就是將這些信息付諸實(shí)施。

這包括將這一驚人的商業(yè)創(chuàng)意轉(zhuǎn)變?yōu)橐患依麧?rùn)豐厚的公司所需的一切，該公司可以在你的原籍國(guó)合法交易，同時(shí)履行所有的稅務(wù)和會(huì)計(jì)義務(wù)。

作為負(fù)責(zé)人，你將不得不做出許多決定來(lái)追求你的夢(mèng)想。從你事務(wù)的法律結(jié)構(gòu)到你公司的名字和你的辦公地點(diǎn)。

這將取決于你和你的企業(yè)希望做什么樣的工作。然而，不可避免地會(huì)有特定的執(zhí)照和許可證來(lái)申請(qǐng)保險(xiǎn)，這是你所在行業(yè)的法律要求。

有限公司、合伙企業(yè)或獨(dú)資企業(yè)

你需要做出的主要商業(yè)決策之一是選擇公司的法律結(jié)構(gòu)。有幾個(gè)選項(xiàng)可供您選擇，所有這些選項(xiàng)都有您必須了解的稅法、法律程序和會(huì)計(jì)要求?？晒┠x擇的四個(gè)關(guān)鍵選項(xiàng)是：

合伙企業(yè)有限責(zé)任合伙企業(yè)有限責(zé)任公司

獨(dú)資經(jīng)營(yíng)者和合伙企業(yè)在業(yè)務(wù)結(jié)構(gòu)方面非常相似，但有一個(gè)關(guān)鍵的區(qū)別。個(gè)體商人是只有一個(gè)所有者的企業(yè)，而合伙企業(yè)可以有2-50個(gè)共同所有者合作經(jīng)營(yíng)。

合伙企業(yè)和獨(dú)資企業(yè)都很容易建立和運(yùn)營(yíng)。有問(wèn)題的業(yè)務(wù)必須符合增值稅，并且必須向適當(dāng)?shù)臋C(jī)構(gòu)納稅。你和企業(yè)是一體的，也就是說(shuō)，你可以在任何你認(rèn)為合適的時(shí)候，從你的公司賬戶中取出資金，并支付到你的家庭賬戶中。

有限責(zé)任合伙企業(yè)被提供專業(yè)商業(yè)服務(wù)的公司所采用，如會(huì)計(jì)師事務(wù)所或律師事務(wù)所。他們分享了標(biāo)準(zhǔn)合伙企業(yè)的一些特征，如納稅義務(wù)和利潤(rùn)分配。不過(guò)，共有人對(duì)財(cái)務(wù)損失承擔(dān)有限責(zé)任也有好處。公司累積的債務(wù)僅限于最初投資于企業(yè)的金額。

私人有限公司是不同的，因?yàn)樗鼈兪仟?dú)立的法律實(shí)體。這意味著你的財(cái)務(wù)和企業(yè)的財(cái)務(wù)必須分開。整個(gè)企業(yè)由股東擁有和控制，你作為創(chuàng)始人，可以在正式注冊(cè)企業(yè)時(shí)選擇將股份分配給誰(shuí)。

一家私人有限公司必須擁有特定的標(biāo)準(zhǔn)法律文件來(lái)管理企業(yè)的運(yùn)作。年度賬目也必須歸檔，公司稅和國(guó)稅也必須繳納。這給等式帶來(lái)了額外的復(fù)雜性和成本，我相信你可以想象得到。然而，私人有限公司更加節(jié)稅，如果事情沒有按計(jì)劃進(jìn)行，你不用承擔(dān)財(cái)務(wù)責(zé)任。

注冊(cè)你的企業(yè)

從零開始創(chuàng)業(yè)不是一件容易的事情，所以采取必要的措施來(lái)保護(hù)你在創(chuàng)業(yè)過(guò)程中創(chuàng)造的一切，不要讓它們白白浪費(fèi)掉，這一點(diǎn)非常重要。如果你不注冊(cè)重要的細(xì)節(jié)，比如你的網(wǎng)絡(luò)域名、公司名稱和商標(biāo)，你的競(jìng)爭(zhēng)對(duì)手就很容易模仿你到目前為止所做的一切。

你必須在國(guó)家一級(jí)注冊(cè)你的企業(yè)嗎？

注冊(cè)公司是你需要采取的第一步，也是最簡(jiǎn)單的一步。個(gè)體經(jīng)營(yíng)者沒有法律授權(quán)去注冊(cè)國(guó)家法律法規(guī)，比如英國(guó)的公司注冊(cè)。然而，如果你以這種方式注冊(cè)你的企業(yè)不成功，沒有什么可以阻止其他人用你選擇的交易名稱注冊(cè)企業(yè)，從長(zhǎng)遠(yuǎn)來(lái)看，你可能會(huì)陷入一堆混亂。

法律要求自稱為"有限公司"的公司在國(guó)家法律機(jī)構(gòu)注冊(cè)。過(guò)程相對(duì)容易，可以一個(gè)人輕松完成。但是，如果您認(rèn)為您會(huì)從中受益，一些第三方注冊(cè)服務(wù)商將收費(fèi)處理注冊(cè)流程。要注冊(cè)，你必須提供公司的名稱、地址和公司董事的詳細(xì)信息。你還必須制作并提交所需的備忘錄和文章。

如今，在線業(yè)務(wù)幾乎是所有企業(yè)的重要組成部分。創(chuàng)建無(wú)疑會(huì)征服商業(yè)世界的在線角色的第一步是注冊(cè)一個(gè)域名。域名是[您的企業(yè)名稱].com，或者?？蛻粲脕?lái)在互聯(lián)網(wǎng)上找到您的網(wǎng)絡(luò)地址。

在大多數(shù)可用的選項(xiàng)中，給自己買一個(gè)域名是簡(jiǎn)單且相對(duì)便宜的，但關(guān)鍵是你要有一個(gè)容易記憶、簡(jiǎn)短且容易被任何潛在客戶記住的域名。要購(gòu)買一個(gè)域名，你可以去一個(gè)注冊(cè)機(jī)構(gòu)，如GoDaddy或123-注冊(cè)，以及其他一些著名的網(wǎng)站，輸入你的域名，然后付費(fèi)。該域名必須每年更新。

注冊(cè)商標(biāo)

當(dāng)考慮一個(gè)商標(biāo)時(shí)，總是有識(shí)別因素要考慮。不過(guò)，你也可以注冊(cè)一個(gè)商標(biāo)來(lái)保護(hù)你的企業(yè)的名稱、品牌、產(chǎn)品或服務(wù)。以下是一些你可以注冊(cè)商標(biāo)的東西：

NamesSlogansLogosDomain域名形狀聲音以上任意組合

你應(yīng)該做的第一件事是搜索商標(biāo)數(shù)據(jù)庫(kù)，看看是否有人為類似的商品或服務(wù)注冊(cè)了類似或相同的商標(biāo)名稱，如你的商標(biāo)名稱。一旦您建立了注冊(cè)，您將獲得對(duì)任何未經(jīng)許可使用您的 logo或任何品牌信息并在您的品牌旁邊顯示 logo的人采取法律行動(dòng)的權(quán)利。

營(yíng)業(yè)執(zhí)照和許可證

某些類別的企業(yè)需要執(zhí)照或許可證才能合法經(jīng)營(yíng)。通常與從事酒精和煙草產(chǎn)品銷售的企業(yè)有關(guān)，但其他形式的許可證對(duì)公司是必要的，包括但不限于：

餐館保安企業(yè)農(nóng)場(chǎng)斯塔希公司駕駛教練體育助理進(jìn)出口商兒童保育供應(yīng)商食品準(zhǔn)備企業(yè)制造企業(yè)等等…

企業(yè)主必須向管理企業(yè)所在地的地方當(dāng)局或相關(guān)部門的貿(mào)易機(jī)構(gòu)申請(qǐng)執(zhí)照或許可證。

如果你沒有意識(shí)到與經(jīng)營(yíng)需要許可證或執(zhí)照的企業(yè)相同的責(zé)任，你將面臨嚴(yán)重的后果，這可能會(huì)違反法律。

尋找商業(yè)地點(diǎn)

根據(jù)你經(jīng)營(yíng)業(yè)務(wù)的方式，你可以在自己的臥室里經(jīng)營(yíng)，從而節(jié)省租賃物業(yè)的運(yùn)營(yíng)成本！如果你決定選擇在家辦公，還有很多因素需要考慮。

其中之一是，如果你打算在家里經(jīng)營(yíng)你的公司，那么你可能需要你的房東、抵押貸款提供者或任何擁有該房產(chǎn)的人的許可。如果你有定期上門拜訪的客戶，你將接受定期送貨，或者你想在你家外面貼一個(gè)大的廣告牌，那么你可能還需要當(dāng)?shù)刈h會(huì)或政府機(jī)構(gòu)的許可。還有保險(xiǎn)要考慮。家庭保險(xiǎn)政策可能不包括商業(yè)設(shè)備、股票、計(jì)算機(jī)或您的企業(yè)在該地點(diǎn)運(yùn)作所需的任何其他項(xiàng)目。

如果你想在家里經(jīng)營(yíng)一家獨(dú)資企業(yè)或合伙企業(yè)，你應(yīng)該在申請(qǐng)中包括一定比例的家庭開支，比如稅收、電費(fèi)、取暖費(fèi)和互聯(lián)網(wǎng)費(fèi)用。

選擇商業(yè)場(chǎng)所

然而，如果你選擇在商業(yè)地產(chǎn)上建立自己的公司，這里有一些你需要考慮的事情。你的經(jīng)營(yíng)場(chǎng)所的位置可以幫助你吸引顧客和員工。您應(yīng)該考慮租賃或購(gòu)買土地的決定將如何影響您的成本，并考慮如果您的需求很快發(fā)生變化，該建筑將給您帶來(lái)的靈活性。

購(gòu)買或租賃自己的商業(yè)地產(chǎn)會(huì)帶來(lái)一些法律責(zé)任。您必須進(jìn)行健康和安全風(fēng)險(xiǎn)評(píng)估檢查，這將涉及您消除對(duì)您和您的任何員工構(gòu)成危險(xiǎn)的任何危險(xiǎn)。你還將負(fù)責(zé)消防安全和電氣設(shè)備的安全。

為你的企業(yè)選擇一個(gè)名字

現(xiàn)在我們到了有趣的部分，給你的創(chuàng)作命名。為你的企業(yè)選擇一個(gè)合適的名字會(huì)非常困難。如果你有一個(gè)經(jīng)過(guò)測(cè)試和嘗試的產(chǎn)品或服務(wù)，并且發(fā)現(xiàn)了市場(chǎng)中的一個(gè)缺口，你可能會(huì)認(rèn)為你不需要走得更遠(yuǎn)，但是你的企業(yè)名稱仍然非常重要。

也許你已經(jīng)花了一些時(shí)間研究一些商業(yè)名稱的想法，你需要考慮什么對(duì)營(yíng)銷團(tuán)隊(duì)有效，什么時(shí)候你必須通知你的法律團(tuán)隊(duì)進(jìn)一步的程序。它不應(yīng)該像你所在的垂直行業(yè)中的任何其他業(yè)務(wù)一樣容易識(shí)別，這樣你的客戶就可以知道你提供了什么。

如果你想只在你所在的地區(qū)開展業(yè)務(wù)，將該地區(qū)融入你的公司名稱中可以給公司增添一種親切、友好和令人放心的元素。理想情況下，你的企業(yè)名稱應(yīng)該簡(jiǎn)短、悅耳、活潑、信息豐富，以便在值得信賴和專業(yè)的同時(shí)吸引客戶。

有些時(shí)候，企業(yè)主會(huì)試圖太聰明，并冒著混淆消費(fèi)者的風(fēng)險(xiǎn)，所以總是保持簡(jiǎn)單，不要試圖一次做太多。雖然你可能會(huì)覺得把你的名字包含在企業(yè)的名字中很有誘惑力，但他可能會(huì)無(wú)意中限制你的品牌推廣機(jī)會(huì)，并給客戶留下這是一個(gè)人的業(yè)務(wù)而不是一個(gè)成熟的企業(yè)的印象。"向上傳遞"法則阻止你選擇一個(gè)與你所在行業(yè)已經(jīng)運(yùn)營(yíng)的企業(yè)名稱相同或距離不遠(yuǎn)的企業(yè)名稱。

你公司的會(huì)計(jì)義務(wù)是什么？

對(duì)于一些企業(yè)主來(lái)說(shuō)，必須保留資金記錄并出具公司賬目的前景似乎真的令人大開眼界，但這一過(guò)程并不一定是一件苦差事。不管你的企業(yè)是什么，也不管它是在哪里成立的，每個(gè)企業(yè)主都被法律要求保留六年的財(cái)務(wù)記錄，但是你必須提供的賬戶類型取決于你公司的法律結(jié)構(gòu)。

如果你經(jīng)營(yíng)的是個(gè)體交易商或合伙企業(yè)，根本不需要記賬、記賬和歸檔。這意味著有限責(zé)任公司的會(huì)計(jì)成本通常不會(huì)很高，因?yàn)槟憧梢酝ㄟ^(guò)使用電子表格或簡(jiǎn)單的會(huì)計(jì)軟件來(lái)履行自己的會(huì)計(jì)義務(wù)。

你必須從一開始就把你公司的所有收入和支出記錄下來(lái)，這樣你就可以在需要的時(shí)候準(zhǔn)確地申報(bào)和納稅。你還應(yīng)該把你所有的收據(jù)和發(fā)票，以幫助你完成你的年度自我評(píng)估納稅申報(bào)表。如果你雇傭員工，那么你也必須記錄所有的事情——你付給他們多少錢，你什么時(shí)候雇傭他們，福利，所有的事情。

有限公司的會(huì)計(jì)程序要求更加嚴(yán)格。有限公司的會(huì)計(jì)要求更加嚴(yán)格。您必須在企業(yè)財(cái)政年度結(jié)束時(shí)出具賬目，賬目必須包括：

資產(chǎn)負(fù)債表?yè)p益表會(huì)計(jì)報(bào)表董事報(bào)告

您還必須填寫納稅申報(bào)表，該申報(bào)表必須在您的國(guó)家管理機(jī)構(gòu)備案，并且每年支付。正如我們之前提到的，法律要求有限公司擁有另一個(gè)商業(yè)銀行賬戶。

這些賬戶需要大量的時(shí)間和復(fù)雜的思考，可能需要法律專家的建議?？紤]到這個(gè)項(xiàng)目的巨大規(guī)模，絕大多數(shù)有限公司的董事和首席執(zhí)行官會(huì)雇傭一個(gè)小型企業(yè)的會(huì)計(jì)師來(lái)為他們準(zhǔn)備和記賬——這可以節(jié)省時(shí)間，但會(huì)增加你的月末開支。這確保了他們是標(biāo)準(zhǔn)的，并將為你的業(yè)務(wù)增加專業(yè)知識(shí)，這些專業(yè)知識(shí)可能無(wú)法從其他地方獲得。

營(yíng)業(yè)稅如何運(yùn)作賬戶

當(dāng)你開始創(chuàng)業(yè)的時(shí)候，你肯定會(huì)有一個(gè)無(wú)底洞的事情要做，要記住，但是這個(gè)無(wú)底洞應(yīng)該留在最前面

ont of your mind is that you must remember to register your business with your national government authority.

In most countries, this can be done through your government’s national website, such as the HMRC website in the UK. Once you have registered, your national authority will let you know what your taxpayer reference code will be, and the process continues from there.

As the business owners, you are responsible for submitting your tax and ensuring all taxes are paid. Sole traders and those in partnerships will pay taxes on company profits by submitting a self-assessment tax return. As the founder of a limited company, you must register for and complete a self-assessment tax and register to pay corporation tax on your business profits. You must register for corporation tax within three months of starting to do business.

All businesses that have an annual turnover of more than ￡85,000 in the UK must also register to pay VAT. In some cases, you may take it upon yourself to register for VAT even if your income doesn’t exceed that particular threshold. That’s because having a VAT number would most certainly add credibility to your business.

If you’re a sole trader or partnership in the United Kingdom, you’ll pay Class 4 and Class 2 National Insurance contributions through your assessment tax return, but you aren’t affected by PAYE. You will only need to register if you have people working for you.

Business Insurance

Insurance is one of the policies that you are required by law to put into place. What you specifically need to put into place will depend on the type of business you are looking to run and the industry that you open that business up into. There are also a large number of other policies that, even though they are optional, could well provide invaluable protection for all your hard work.

If you hire anyone other than a member of your immediate family member, then you will be legally required to pay employers liability insurance in place – hence the existence of so many family businesses and Mom and Pop stores. That even includes employees you employ on a non-full-time basis or casual basis. The employers’ liability insurance provides cover against the cost of a financial insurance claim, which arises from a worker who becomes injured at work. The failure to put employers’ liability insurance in place could lead to a fine.

Many small businesses also choose to take out public liability insurance, particularly if your consumers regularly visit the premises. The public liability insurance will protect your company against the cost of a compensation claim from a third party who is injured or taken ill and whose property is damaged by your business escapades. Although it is not a legal requirement, it could prevent the closure of your business if a claim is made.

Another category of insurance to consider is professional indemnity insurance, a policy many businesses decide to put in place for their ease and peace of mind. If your business provides a specific professional service or is a consultancy, this policy will protect you against claims from customers who are dissatisfied with the service or advice you have provided. This is not a legal requirement, but indemnity insurance is mandatory for members of some professional bodies and is required by regulators in high profile industries.

If you start a business that centers around a recognized profession, you should check what policies they recommend you look for. There are general policies that deal with other areas that you may wish to consider, which may cover topics like buildings insurance for your company location or goods in transit insurance to ensure your logistics empire stays on the right side of safe.

Business Support

When you start your business, you’ll face several tough challenges that may make you feel that you need to branch out to others to keep you with these tough decisions, some of which you may not feel equipped to decide. Using an adviser or even accessing some of the free support available could save you time and help to avoid a costly mistake.

There are a fair few national providers of free business support available all over the internet. Many others who have completed the same journey you’re about to embark on have chosen to access paid-for support services. One of the most common is an accountant for small businesses. You don’t need an accountant to set you up a company, but filing end of year accounts is more complicated than standard tax work. Small business accountants can arrange the filing of documents for you and handle your VAT obligations. The time they save could outweigh the costs.

Several entrepreneurs also access the support provided by a business mentor. If you happen to know anyone in your personal life who has already succeeded in the realm of big business, asking for their advice on almost anything could be vital. However, there are usually successful entrepreneurs who may have specific experience in your industry available from many sources. While some business mentors will charge, others may provide their help for free if your visions match up.

Hiring Employees

Once your start-up gets to the point where you are hiring your staff, it may feel like you are making headway with your ambitions. Now you’re an employer. It’s a reckoning that things are going well and demand for your products or services exceeds what you can deliver alone. It should be said, though, the process itself needs to be handled with care. You’ll have to keep in mind a few legal and financial considerations when hiring a new member of staff and bringing them into your team.

We would encourage that before you make the decision to hire, you must have a simplistic understanding of employment law and put the necessary statutory requirements in place. Employers must also enroll workers into a workplace pension scheme if they earn more than $15,000 per year.

Apprentices & Trainees

When you first consider your start-up business budget, you should consider that it will be inevitably tight, and the best employees are never cheap. However, there are some more cost-effective ways in which you could tackle this problem. Recruiters desire recruitment fees, and that may not be a possibility at this point in your journey, but an internship is one potential solution that is a win-win for many young start-ups.

Suppose you can get an extra pair of hands to fulfill a short-term employment need and benefit from the enthusiasm, new ideas, and range of skills an intern can bring. But another factor to consider about internships can also be an effective way to identify candidates that could be perfect for a constant role in the company as an apprentice or trainee.

Interns are recruited in the same way as you’d fill out a job application form or any other vacancy. You could simply place an advertisement and invite applications, shortlist candidates, and conduct interviews.

Suppose it is the permanent staff that you’re after. In that case, an apprentice or trainee may be a very wise and cost-effect way to bring an individual into the business who can develop into an important member of your team. There are start-up businesses that are hesitant to take on apprentices because of the red tape they believe is there, but it can be a fantastic way to fill a skills gap that is needed in your structure.

You can target the training apprentices and trainees in order to receive your specific business needs. They can also get you into a good habit of keeping you staying up to date with what’s happening in your vertical and give you relevant skills, especially digital skills.

Finding your business

Finding a decent source of external funding is a priority for many newly formed business owners, but raising the funds you need can be a challenging prospect to consider. You could consider a bank used to be the first port of call for a new business looking for funding and investment, but bank finance is a tricky thing to secure these days. However, there are a few other options:

Your family and friends – Financial investment from family and friends in return for a certain amount of equity in your business is a good place to start. You’ll be able to access the money at your convenience, and you can also negotiate a good deal in your favor, but as they are unlikely to be knowledgeable investors, you may not benefit from any advice or support. Regardless, here is a shortlist of a couple of ideas that may inspire you:

Start-up loans – Although bank finance for start-up businesses is not a common occurrence nowadays, other organizations such as local authorities and small business associations may provide funding like a small business loan. The terms and conditions of this loan agreement will be defined and will differ depending on your country of origin, so you will know exactly how much you must repay. However, you may be limited as to how you can spend your funds, and it may take some time and effort to secure it.

Grants – Grants are a fantastic source of start-up finance as it’s a form of income that doesn’t have to be repaid. In Europe, Start-up grants are available from government or EU-backed initiatives such as InnovateUK, Horizon2020, or British Small Business Grants. If you want to secure a grant can help raise your business’s reputation with investors and prospective customers. The backlash is that the process can take a lot of time, and not all businesses will be eligible.

Keeping your data safe

It’s worth ending this guide to starting a business with a note of caution . The majority of small business owners still haven’t either acknowledged or taken the threat of cybercrime seriously. DDOS attacks and large-scale system hacks are a lot more commonplace than you may think.

Just as any security alarm system company or the insurance for their premises, today’s businesses need to consider an approach to protect their activity online. Here’s a shortlist to end with to tell you how:

Talk about the situation with your IT department if you have one.Be prudent about employee access to resources.Use various virus and malware scanning across all devicesBackup data remotely daily.Educate employees and train them to spot these attacksUpdate your website and security software regularly.

After you research all of the above and decide on a business, you’ll need a great logo design that helps you stand out from your competition. Developing your logo and brand will be an important part of branding your new business. You’ll want to make sure your logo is simple and unique. A great way to do that is to run a logo contest at LogoMyWay, or use their online logo maker. We hope this has been a useful and comprehensive guide that will aid you in your journey towards business success. Creating your own company and going through life with your talent and creativity is an incredibly rewarding way to live your life. But with all the freedoms and the benefits come the restrictions and the responsibilities of using them well. We sincerely hope that your journey ends in the place you want it to be – a resounding success, no doubt – but also that you learn the properties, characteristics, and attributes that come with being a successful entrepreneur.